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How Your Starter Home Can Help You Purchase Your Dream Home

Blog posted On April 17, 2025

Does your dream home seem like a faraway vision, those 4 bedrooms, 3 baths, and white picket fences flickering like a mirage in the distant setting sun? Instead of wiling away the next few years, skimping and saving while paying for someone else’s mortgage, why don’t you buy a more affordable starter home now? You can use the equity you build to pay for the down payment on your dream home in 2-5 years. This is a strategy that many savvy first-time home buyers use when encountering affordability barriers. We encourage you to tackle homeownership with efficiency and want to ditch this misconception that homeownership has to be this impossible dream and that you’re stuck living as a renter for a decade or longer!

6 Methods for Funding Your Home Purchase

Blog posted On April 10, 2025

Contemplating homeownership but running into affordability barriers? If you’re looking for supplemental ways to fund your future home purchase, we have a few suggestions. We’re here to help enhance the typical methods of mortgage financing. Down payment assistance programs, family gifts, employee benefits, and more could hold the key to your future as a homeowner. Ready to embark on your next great adventure?

Why More Home Buyers Are Choosing Government-Backed Financing

Blog posted On March 06, 2025

More and more lately, home seekers are turning to government-backed loans for their home financing. According to HousingWire, FHA Loans accounted for 24% of primary home purchases in 2024, with VA Loans making up 10%. These types of loans have lower down payment qualifications — in some cases, 0% down — so it’s not surprising that future homeowners are taking advantage of these programs. Below, we’ll go over the type of government loans that we offer, created to offer affordable homeownership options for hopeful buyers.

Inside USDA Loans – Buy Your Home with 0% Down

Blog posted On December 29, 2022

Buying a home with no upfront payment sounds nice, but many hopeful owners don’t think they qualify for a 0% down loan. Perhaps the biggest misconception about 0% down USDA Loans is that they are only for farms and rural areas. Surprisingly, over 95% of U.S. landmass is eligible for USDA financing. Many USDA buyers live in the suburbs. Here are more facts about USDA Loans that might pleasantly surprise you. 

How a USDA Loan Can Help You Buy a Home with 0% Down

Blog posted On September 08, 2022

High home prices and rising mortgage rates are putting hopeful home buyers in a difficult position. Buy now and try to save money in other ways? Or keep renting to avoid the upfront costs of buying? It seems like an impossible decision, but there are other options. Buying a home doesn’t have to mean spending thousands of dollars in upfront costs alone. There are countless home loan programs that offer closing cost assistance, below-market interest rates, and 100% financing.  

Government-Backed Mortgages Explained

Blog posted On November 18, 2021

The extensive list of different home loans can be overwhelming, especially for first-time buyers. FHA, USDA, VA – the acronyms can get confusing.  But they’re worth understanding because they could help you save thousands of dollars on your mortgage.

9 Loan Programs for First-Time Home Buyers

Blog posted On October 28, 2021

Saving for the down payment is one of the biggest hurdles for first-time home buyers. But with the help of low down payment loan programs and down payment assistance, you can be home sweet home in no time.

Breaking Down the Most Common Myths About USDA Loans

Blog posted On April 08, 2021

Initially created to encourage rural development, the USDA Loan has helped nearly 1.5 million home buyers become homeowners. Backed by the U.S. Department of Agriculture (USDA), the USDA Loan offers zero down payment, reduced mortgage insurance costs, and low mortgage rates. It’s a great deal that saves buyers thousands of dollars in upfront costs, but over the years it has become increasingly less popular.