Zephra Clement

User5638283

Zephra did a fabulous job getting our refinance completed in a timely and professional manner. She communicated all items of importance and set very clear and realistic expectations.

Jerry D.

Zephra Clement was professional, knowledgeable, and extremely helpful in all phases of our home refinance. We especially appreciated her attention to detail and willingness to assist us through the many forms and financial ledgers. She spent needed time with us explaining and assisting us through the necessary paper work. Her willingness to explore all options in our home refinance to find the best rate was both appreciated and refreshing. In addition, she was timely and respectful of our schedule and always followed through with appointments and phone calls. We would highly recommend Zephra to others and will attest to her "can do" philosophy. Best Regards, Dr. Jerry and Beverly Diemer

K. C.

Timely and thorough, made the process easy and as seamless as possible. Mrs. Clement was very professional and friendly, this made the loan process very comfortable and we closed without any issues.

S.taubitz

Zephra was amazingly responsive, answered all our questions well and succinctly, and was truly professional and friendly. I wouldn't hesitate to use her again!

Jmsn311

Zephra was extremely knowledgeable and helpful throughout the process of closing on my first home. She showed me my options and gave me her opinion. She answered all of my questions and helped me through the overwhelming process.

Steven T.

I was a first time home buyer and I had no idea what this process entailed. Zephra was helpful in explaining every step of the process and she worked with me to help build up my credit so I could get my first place. I spent a ton of time shopping around searching for the best rates and Zephra was exactly where everyone else was but her constant communication and willingness to keep me updated is truly what set her apart. The service I received was amazing and I highly recommend her to anyone out there searching for an option in the home lending process.

User76678186

Zephra took the time to explain various loan options in great detail to help us make the best decision on a mortgage loan product based on our finances. I then felt like I had the information to make a confident decision. Going in to the process, I had very little knowledge of the mortgage lending process. I cannot thank Zephra enough for helping build that confidence in choosing a mortgage loan. I highly recommend Zephra as she is warm, friendly, dependable and extremely knowledgeable. Best of all, she is responsive to your needs and questions. Thank you Zephra.

Wstevens13

Loved working with Zephra and her team. Was very professional and held other prarties accountable to ensure we closed on time! Definitely will work with Zephra again whenever we buy a new house.

Bob W.

Zephra was very patient and easy to work with, being very responsive to our needs. Most importantly she worked hard to find the best lending options for our tricky home loan.