Michele Beeson
Loan Officer
| NMLS #761605
Branch NMLS #2536336
(303) 903-3214
michele.b@hmaloans.com
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Mortgage News Mortgage Insurance Refinance Market Updates First-Time Home Buyer Conventional Loan FHA Loan Purchase Home Design Selling Budget Financial Planning Loan Process Credit New Construction Home Maintenance Renovation Homeowners Insurance Investment Property VA Loan Down Payment Assistance Taxes All in One Loan Debt Management USDA Loan HELOC Loan Programs BuilderKey Things Buyers Should Consider When Purchasing a Home
Blog posted On August 08, 2024
After years of saving bit by bit, chipping away at debt, and boosting your credit score in preparation for buying a home, you’ve finally gotten to a good place. It’s time to wave goodbye to landlords and purchase your new home! Where do you even begin? It’s such a big life decision, and you want to make sure you find a home that checks your most important boxes while avoiding money-draining surprises. To help you determine your future home with confidence and clarity, let’s look through home buying green and red flags.
READ MORERenovation Loans - How They Can Be Beneficial in the Current Market
Blog posted On September 21, 2023
Roughly half of the American population worries they’ll never own a home. Fewer homes are for sale and more homes are selling over asking price, meaning you’re more likely to be involved in a bidding war and might not be able to afford the homes you like. Many buyers, especially first-time buyers are understandably losing hope. If you feel like you’re one of these people, we’ll tell you a secret hack that most American buyers AREN’T doing that can uncover more options at lower prices. Don’t lose hope just yet!
READ MORE6 Tips on How to Reduce Greenhouse Gas Emissions at Home
Blog posted On July 27, 2022
Many parts of the world are experiencing extreme heat waves this summer. What are ways that we can help reduce the impact of heat waves at home?
READ MOREDIY Projects That Can Boost Your Home’s Value
Blog posted On June 15, 2022
Are you thinking about putting your house on the market? Certain updates can help you maximize profits from the sale of your home. It may be overwhelming to think about the cost of renovations, but there are several medium-to-low-cost updates that can quickly boost your home’s value.
READ MORE7 Features That Could Boost Your Home’s Value
Blog posted On April 13, 2022
Not all of a home’s value is based on a curb appeal. In fact, some unusual features could actually attract more buyers and boost your sales price. In a study for Angi, formerly Angie’s List, researchers identified common features that people have in their homes that come with a nice price premium.
READ MOREHow a Renovation Loan Can Help You
Blog posted On February 10, 2022
Searching for an affordable home in a competitive market can be difficult. Not only are you competing with other buyers, but with high home prices as well. A good option that can help expand your home search is a renovation loan.
READ MORE9 Loan Programs for First-Time Home Buyers
Blog posted On October 28, 2021
Saving for the down payment is one of the biggest hurdles for first-time home buyers. But with the help of low down payment loan programs and down payment assistance, you can be home sweet home in no time.
READ MOREHow to Finance a Home Renovation
Blog posted On July 29, 2021
When the housing market has a limited supply of homes, many owners opt to renovate or upgrade their existing home rather than move to a new home. Not only can this help improve your living area, but it can boost your home’s resale value as well. Plus, there are several different options that can help you finance home renovations.
READ MORE4 Tips for Buying a Home in a Busy Market
Blog posted On June 30, 2021
When the housing market is hot, it might take you a little bit longer to find your future home, but it’s not impossible. Instead of rushing in on the first house you see or opting out altogether, here are four tips to help guide you home when the market is hot.
READ MORE8 Questions to Ask Your Contractor Before Renovating
Blog posted On June 17, 2021
Renovating your home is exciting. But it’s also a big undertaking, and you will want to make sure it’s done right. To make sure you get the most bang for your buck, here are eight questions to ask potential contractors before you hire them.
READ MOREHome Renovations with the Highest and Lowest Returns
Blog posted On May 20, 2021
Home renovations can be costly endeavors, depending on the scope of your project. Some homeowners might renovate simply because they need more space. Others might have the goal of boosting their home’s value. If the purpose of your home renovation is to increase your home’s value, it’s important to weigh out its cost. Certain renovations might not have the same resale value that you imagined. To help you plan for your home renovation, here are the current home upgrades with the highest and lowest return on investment (ROI).
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