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Advertise Below-Market Rates on Your Listing

* Payment example for monthly savings: Rates provided for primary residency occupancy on 11/20/2023. Home Price $699,000, Down Payment 10%, Loan Amount $629,100, Term, 30 year/fixed rate 6% (APR 6.358%), Monthly Payment $3,771.77. Monthly payment does not include taxes or insurance.


**Non-discounted rate payment example based on: Rates provided for primary residency occupancy on 12/17/25. Home Price $699,000, Down Payment 10%, Loan Amount $629,100, Term, 30 year/fixed rate 7.49% (APR 7.882%), Monthly Payment $4,394.45. Monthly payment does not include taxes or insurance.

Rate Advertised: 6.000% (APR 6.358%)*

Discounted Monthly Payment: $3,772

Non-discounted Rate Payment: $4,394

Monthly Savings: $622



The seller at
10930 West 71st Place, Arvada, CO 80004
has participated in Home Mortgage Advisors List & Lock Program™


Have questions? Reach out to me!

Aaron German

Sales Manager | NMLS# 1472911

(720) 413-3834

Specific Rate Possibilities By Loan Type >

Conventional

Rates based on seller concession

Standard rate with as little as 3% down.

Pricing at 2% seller concession: $13,980.00

To view repayment scenarios, click the numbers on the chart.
FICO
620 640 660 680 700 720 740 760 780
3%
7.250 %
7.125 %
6.990 %
6.990 %
6.875 %
6.750 %
6.750 %
6.750 %
6.625 %
10%
7.375 %
7.250 %
7.125 %
6.990 %
6.990 %
6.875 %
6.750 %
6.750 %
6.625 %
20%
7.375 %
7.250 %
6.990 %
6.990 %
6.875 %
6.750 %
6.750 %
6.750 %
6.500 %
25%
7.125 %
6.875 %
6.750 %
6.750 %
6.750 %
6.625 %
6.500 %
6.490 %
6.490 %
DOWN PAYMENT

Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 11/20/2023. Home Price $699,000, Down Payment 25%, Loan Amount $524,250, Term, 30 year/fixed rate 6.49% (APR 6.904%), Monthly Payment $3,310.17. Monthly payment does not include taxes or insurance.

FHA

Rates based on seller concession

Standard rate with as little as 3.5% down.

Pricing at 2% seller concession: $13,980.00

To view repayment scenarios, click the numbers on the chart.
FICO
580 600 620 640 700 720 740
3.5%
7.490 %
6.990 %
6.625 %
6.375 %
6.125 %
6.125 %
6.125 %
5%
7.490 %
6.990 %
6.625 %
6.375 %
6.125 %
6.125 %
6.125 %
10%
7.125 %
6.875 %
6.500 %
6.375 %
6.125 %
6.125 %
6.000 %
DOWN PAYMENT

Down payment < 10% have a max contribution of 6%.

* Payment example: Rates provided for primary residency occupancy on 11/20/2023. Home Price $699,000, Down Payment 10%, Loan Amount $629,100, Term, 30 year/fixed rate 6% (APR 6.358%), Monthly Payment $3,771.77. Monthly payment does not include taxes or insurance.

This lock cannot be transferred to another property address. It is valid through the above expiration date. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur within the 60 day rate lock period, or within the rate lock extension period in order for the seller receive a refund for the rate lock fee. If the lock is extended, the seller must pay a separate non-refundable lock fee for the extension. If you are concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.